About the hardest thing about living providently and being a prepper is getting the plan together. You cannot plan for all the thousands of things that can happen to you and your family. If you are generally prepared you will have a better chance of making it through the hard times. I know some people have a plan for the disaster they are expecting. Asteroids hitting the earth, super volcanoes, monetary collapse, nuclear war, and pandemics seem to get all the headlines. Yes, they could happen. I do not lose sleep over them. Much more common are the disasters on a smaller scale. Every year there are earthquakes, tornadoes, hurricanes and volcanoes in various parts of the world that can destroy large numbers of homes and kill many people. If you live in an area that is prone to disaster plan for that first.

The most likely thing you will experience in your life is a personal disaster. Loss of a job, changes in health, death and divorce can come at any time into your world. If you can save only one thing for personal disaster save MONEY. Every time you get paid put a little into a savings account. They do not make a lot of interest at this time, but they are safe investments. Having some cash available for a rainy day is real nice especially if it starts to rain. Having some food in the home makes it a lot more inviting if things do go wrong.

Keep in mind it is not something you need to have completed by the end of the day. You can build a good supply over time. Sometimes a short time. Some times a long time.

Never go into debt to get prepared. Debt is anti-preparedness.